This policy sets out how LoanScenarios.com.au handles personal information. It explains the key measures we have taken to make sure we abide by the Commonwealth Privacy Act 1998, which includes the National Privacy Principles.

What information does LoanScenarios hold about me?

We hold information that you have submitted to us in order to obtain a loan quotation. The information you might have given us may include contact details, general demographic information and financial information. The information generated by your use of our services includes transaction and payment information and details of any contact you have with our staff. We only collect personal information about you which is reasonably necessary to, provide you quality products or services, or consider applications and approaches you make to us or to maintain your contact details. We do hold personal information relating to the products and services we provide or have provided to you & your financial interests and sometimes your financial position and your contact details. We do not generally collect sensitive information about you unless required by applicable laws or rules.

What do you do with this information?

If you apply for a loan via this website we collect this information to provide you with our services such as letting you know about features of your product, responding to your questions, solving your problems, knowing what sorts of services are likely to be useful to you, approving an application for credit, verifying your identity and to develop a better understanding of your needs.

Do you ever use my information to send me other advertising material?

From time to time, we would also like to let you know about other products and services that you might be interested in. We might also want to let you know about products and services from other companies, but any such offers would come from us - we wouldn't give your personal information to the other company.

What if I don't want to hear about other products and services?

That's fine. Just let us know by contacting us on 03 9863 7654. You can choose not receive any marketing material at all. If you've applied for a loan then you can let us know you don't want to receive material once you are accepted for credit (or declined). But don't worry - we won't use your information to send you marketing material until you've had the opportunity to let us know you don't want us to do so. If you apply for a loan using our services and your loan is declined we may keep your details on file to let you know about future products.

Do you ever use my information for any other reason, or give my information to other businesses?

We use service providers to help us run aspects of our business efficiently, including mail houses, and other financial services companies that we may partner with to provide our products. We will need to share your information with these other companies, but they will not be able to disclose it to others or use it for their own purposes. We might also use your information or share it with other businesses if you give us your consent, if it's required by law or if we believe it is necessary to give you the service you expect. We do not give your personal information to other companies for marketing purposes.

Can I get access to my information or change and delete it?

At any time, you can find out what information we hold about you by calling us on 03 9863 7654 .If you want to change any information we have about you, you can do that as well. If you want us to delete information we will do our best, but we may need to keep information for legal or service reasons. If this is the case, we'll let you know.

Is my information secure?

We endeavour to take all reasonable steps to keep any information we hold about our customers secure. We store your information on secure servers that are protected from unauthorised access. We train our staff to respect your privacy and keep your information confidential, and we ask the same standards of companies who work for us.

What if I have a complaint about privacy?

If you have a problem or complaint, please call us on 03 9863 7654. We take privacy concerns seriously, and we'll work to address any problems we become aware of. If you are not satisfied with our response to a complaint, you take it further by contacting the Federal Privacy Commissioner's office on 1300 363 992 or on their website at www.privacy.gov.au

Will this Privacy Policy change in future?

We are always listening to our customers and to the public in general, and responding to the feedback we get. That means we will always be developing new products and services and new ways of working. Because of this, our privacy policies may need to change from time to time. If they do, we will publish the new version on our website but we won't necessarily send you specific notice of any change. Any changes we make will abide by the Privacy Act, and will continue to treat your personal information with respect.

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